Tailored Business & Commercial Finance
Whether you’re looking to buy a commercial property, expand your business, build a franchise or fund a project, Credited Finance has the commercial banking experience, expertise & networks to help make it happen.
With many flexible loan options available, there’s never been a better time to invest in your business or commercial property.
For companies & business owners looking to buy commercial property, expand their business or refinance their existing commercial lending, we have streamlined finance options up to $2,000,000 without the need to provide full financials (provided all tax commitments & loan repayments are up to date).
For larger or more complex transactions, the market remains very competitive, with many lenders offering improved loan terms without the need to complete pesky annual reviews.
Talk to us today & let us help you grow your business & commercial property portfolio with confidence.
Commercial Property
Purchasing or refinancing a commercial property can range from being very straightforward to highly complex depending on many different factors. Each lender sets their own risk appetite & financing requirements, depending on the ownership structure, the type of property, it’s current or intended use, experience of the company/individual buying the property, location, loan amount & more. Lenders may also sporadically change their requirements depending on their exposure to certain property & prevailing market conditions.
We specialise in this field & can guide you through the entire process from beginning to end. With broad reaching industry networks, we ensure each client is positioned with the right lender from the outset, maximising their chances of approval with competitive terms in the fastest timeframe possible.
We also assist with finance for commercial property development, from land acquisition to construction, including land banking & subdivision, multi-level apartment blocks, warehouses, medical centres, childcare centres and more.
Business Loans
When you need working capital to grow your business, we can help. We’ll work with you to explore, evaluate, and understand the different options available in order to find the right lending solutions for your business.
We can provide many unsecured lending options all the way up to $300k, with larger amounts generally requiring some form of (tangible) security – such as your home or an investment property. We can also provide paired lending solutions for small business owners, allowing you to complete business and home lending applications simultaneously, removing the stress of having to go through the finance process multiple times and/or with different providers.
Commercial Loans
Commercial finance is typically required for larger, more established businesses that require significant funding in their day-to-day operations. Similarly to commercial property, applying for a commercial loan can vary in complexity depending on a number of different factors. Each transaction will have its own financing requirements and most loans will require some form security, usually in the form of property, business assets, fixed/floating charges & guarantees.
We can assist with all types of commercial finance, including mergers & acquisitions, rent-roll purchases & refinances, franchise purchases, establishing a medical or dental practice & more.
For medical & dental professionals, we have access to many specialised finance options, including fast-track options for professionals looking to start their own practice with minimal cash contribution.